Checking Accounts

Hometown "Free" Checking

$10 initial deposit required. No minimum balance required, and no monthly service charge. Unlimited check writing. If account is active, a monthly statement will be sent by mail. Receiving check images with statement is optional and available upon request.

NOW Checking

This is our interest bearing checking account. Features include: A $1000 minimum initial deposit is required, $500 minimum daily balance is required to earn interest. If a minimum daily balance of $1000 or an average collected balance of $2,500 is not maintained, a $10 per month service charge will be assessed. Variable rates are tiered based on minimum daily collected balance. Interest compounded and credited monthly. Unlimited check writing. We reserve the right to at any time require not less than 7 days written notice before any withdrawal. If account is active, a monthly statement will be sent by mail. Receiving check images with statement is optional and available upon request. Fees may reduce earnings.

Senior NOW Checking Account

The customer must be 62 years of age or older. A $10 initial deposit is required. No monthly service charge. No minimum balance required. $500 minimum daily balance is required to earn interest. Variable rates are tiered based on daily collected balance. Interest compounded and credited monthly. One free box of basic checks per year. Unlimited check writing. We reserve the right to at any time require not less than 7 days written notice before any withdrawal. If account is active, a monthly statement will be sent by mail. Receiving check images with statement is optional and available upon request. Fees may reduce earnings.

Ready Reserve

Need protection from overdrafts? Ready Reserve is a line of credit (subject to loan officer approval), which can be added to any checking account. If an item presented would overdraw your account, funds are automatically advanced from your Ready Reserve. There is a one time set up fee of $25.


Locations:

  • 209 Central Ave North
    Hazen, ND 58545
    ATM 24 Hours
  • 1221 Main Street W
    Hazen, ND 58545
    ATM Store Hours
  • 512 West Main
    Beulah, ND 58523
    ATM 24 Hours
  • 105 Harmon Ave
    Stanton, ND 58571
Investment Centers of America, Inc., member FINRA, SIPC, a registered investment advisor, is not affiliated with the Union State Bank of Hazen. Securities, advisory services and insurance products offered through Investment Centers of America, Inc. and affiliated insurance agencies are: *not insured by the FDIC or any other Federal Government agency, *not deposits, obligations of, or guaranteed by any bank or their affiliates, and *are subject to investment risks, including the possible loss of principal amount invested.

Stroup Insurance and Dakota Properties of Lake Sakakawea are affiliates of the Union State Bank. Products offered by Stroup Insurance and Dakota Properties of Lake Sakakawea are: Not insured by the Bank's FDIC Insurance or any other federal agency, or by the Bank or its Affiliates- Not Deposits or Obligations of, or Guaranteed or Insured by, the Bank.
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