Real Funds, Fake Account Owner

posted by on 1 February 2023

A McLean County bank received a phone call to verify funds drawn off a customer of theirs. Often, when a bank teller receives a large check from a customer, and the funds are drawn off a different financial institution, the teller may call the bank to “verify” those funds before depositing the large check. 

In this instance, the teller (who was in a different state) called to verify the funds off a bank account located in McLean County. While the routing number and account number did exist, the name on the account did not match. 
Which means the scammer did not have an accurate account to pull funds from had the teller not been vigilant. The check amount was written for $25,000, and the “fake” account owner lived in Wisconsin.