If you’re still stuffing cash in a shoebox, it’s time for an upgrade. Earn interest and maintain access to your funds when you need it with ten free debits a month.
- Interest bearing
- $10 minimum daily balance required to earn the APY*
- 10 free debits per month; $1 each thereafter
- Free online banking
- Free mobile banking
- Free eStatements
- $10 minimum deposit to open
*APY = Annual Percentage Yield
Ask your account representative for the most current interest rates and annual percentage yields. The interest rate and Annual Percentage Yield (APY) for your account depend upon the applicable rate tier and can change at any time at our discretion. Interest will be compounded daily and credited to your account at statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items, (for example, checks). You must maintain a minimum balance in the account each day to obtain the corresponding APY. We reserve the right to require not less than 7 days' notice in writing, prior to each withdrawal. Fees may reduce earnings.
Statements will be generated quarterly unless a combined checking and savings statement is requested, or the account has electronic debits or credits.